There inevitably comes a time when you need additional funds to help your business grow.
Lacking adequate preparation when requesting a business loan sends a clear message to the lender, which usually ends with you being labeled high risk.
You put your best foot forward when Brown Kinion and Company prepares a winning loan proposal for you. Our proposals are created from the lender's perspective, which gives them a high success rate.
You get the money you need because we know exactly what banks want to see. Even more importantly, we prove to them that you'll be able to pay them back.
Our winning loan proposals come complete with...
- Executive Summary: Where we concisely state the purpose of the loan, the exact amount of money required, an explanation of what the loan will be used for and why it's needed.
- Pro-forma Cash Budgets and Financial Statements: We use your data and underlying assumptions to prepare information that your banker can easily read and buy in to.
- Owners Personal Financial Statements: We make copies of the last 3 years of personal tax returns for the bank as well as identify the collateral being pledged as security for the loan.
- Representation: We help substantiate your financial needs/position to your banker in person.